Individual health insurance is health coverage that is purchased by an individual or a family that is not tied to a job or a group of policyholders.

Many people get health insurance through their employers. However, if you do not currently participate in your employer’s health plan, or if your employer doesn’t offer coverage, obtaining individual insurance is a good route to go to ensure that you and your family can receive affordable routine health care and be protected from very high costs in the event of a medical emergency.

In 2016, having some form of insurance that provides minimum essential coverage will become more important than ever. That’s because the Affordable Care Act (ACA) requires most individuals to obtain coverage or pay a penalty.

Let us assist you in finding the plan that is right for you.